Buy Box Calculator

Hard money in, resident-buyer at closing, DSCR refinance out. For each home the calculator finds the most you can pay so the refinance pulls every dollar of fund cash back out and still leaves your target cash flow. Repairs you enter are paid at closing and come back at the refi, so they lower what you can pay. The resident's down payment is kept as profit.

Faithful re-implementation of the EasyDwell Buy Box (export v8, 2026-09-23). Same inputs, formulas, and defaults. Originally published at easydwell.com/box.

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Gate. DSCR programs bar occupancy by any member of the borrowing LLC, and the resident-buyer becomes one. Clear the structure with counsel and the lender before any refi application. Confirm the lender lends on the new appraisal at the months shown, the credit score it needs, and its minimum DSCR.